Loans to bad payers and protested in 24 hours, are they really possible? We must start by saying that the information available on the Internet about the subject is far from exhaustive, and we cannot hide that often, willingly, behind amazing announcements of fast loans for everyone, real baits hiding from companies that operate in a way are hidden. ambiguous, sometimes even organizing scams, exploiting the need and the needs of those who have been reported in the specific registers for ascertained financial problems. Indeed, there are fast loans on the market for protesters and bad payers, disbursed within a maximum of 48 hours by the financial companies that propose them once the necessary documentation has been obtained, loans that are actually characterized by a great speed in the preliminary phase also due to the modest figures that are required: generally in fact the so-called loans to protested and bad payers in 24 hours are nothing but mini loans that do not exceed 5,000 euros of paid-up capital.
Fast loans, features
Generally, in order to evaluate a request for funding, at least three days of the preliminary phase are calculated, but in the context of fast loans these times are considerably reduced, effectively offering the opportunity to obtain financial products that make available both for the self-employed and for the employees the desired capital in a single day, or a little more at the most. If it is true that the amounts are limited, as we have shown in our introduction to loans for bad payers and protested in 24 hours, it must also be said that this speed has a cost: in fact
the main feature of loans disbursed in 24 hours or so is a fixed interest rate higher than the market average, which can even reach 17%, while the repayment plans are customizable in various durations, but indeed usually they are not very long, also given the small amount of the amount paid.
As in the case of personal loans, in small loans granted in 24 or 48 hours at the most it is not necessary to declare the purpose of the loan, it is sufficient to simply present the documentation to start the preliminary phase.
To shorten the time in case you need to obtain an urgent liquidity, you should go to the credit institution that provides loans to protested in 24 hours with the documentation ready to be attached: the suggestion is to try with the companies that operate on line, which are specialized precisely in this type of credit and can take advantage of the speed of the web, which also makes it possible to reduce intermediation costs, as well as saving time, but there are also physical branches with operators and consultants who provide this type of fast financing.
In any case, the documentation to be presented includes:
- Copy of identity document
- Health card or tax code
- Copy of the Unique model
plus any documentation from third party guarantors in support of their income and credit position, particularly recommended if you are a bad payer or protested and you do not have an income from employment, since the provision of even a small loan under these conditions is not discounted and often reinforced guarantees are required: by delivering this additional documentation, you save time and increase your chances of obtaining the desired capital.
Quick loan with pay slip or pension
If you can count on the certainty of a fixed and demonstrable income, or a pay slip or a pension slip to be presented at the time of documentation, you can access the fifth transfer, which is the easiest way to get loans for protested and bad payers even in a short period of time, if you turn to those institutions that allow you to carry out the entire evaluation and provision online. The sale of the fifth
therefore, it only provides employees and pensioners who can count on a direct deduction of the repayment installment, amounting to one fifth of the total received, which is paid to the financial institution directly by the employer or pension institution without the owner of the loan should do nothing.
It is generally understood that the salary assignment is reserved for workers with permanent contracts, but there is a good number of financiers that allow access also to workers with the fixed-term contract as long as the amortization plan has a temporal limitation that does not exceed the expiration of the work contract.
The characteristics of the sale of the fifth
In addition to the peculiar feature that we are most keen on, that is the fact that it can also be provided to protesters and bad payers, the fifth sale is characterized by these distinctive elements compared to a normal personal loan:
- Direct withholding of the repayment installment of up to 20 per cent of salary or pension
- Duration between 24 and 120 months
- Fixed interest rate
- No proof of expenditure
- No guarantor required
- Possibility of disbursement also with other loans in progress
Small loan and mini loan: what are they?
It is not easy to explain in detail what characterizes the small loan and the other mini loan formulas provided by the financial companies that propose them, for the simple fact that each credit institution has its own financial product of this type, characterized by its own financial conditions and exclusive, so it is difficult to complete a general series. However, while inviting you to inform yourself directly at the financial institution that provides a mini-loan to discover all the details of the individual product, we can at least summarize the basic principles of the small loan, which includes:
- Amounts can be financed from a minimum of 500 euros to a maximum of 5,000 euros
- Amortization plans with a variable duration usually between 12 and 60 months
- Delivery method very often related to a current account at the bank
- Operating mechanism similar to bank credit or revolving credit card
These are the most recurrent elements of the small loan or mini loan, but we renew the invitation to inquire directly with the credit institution or financial company to get all the detailed information and possible access to credit for protesters and bad payers.
How to make sure it’s a secure loan
As we have already mentioned, scams and halter contracts are always around the corner when we mainly turn to financial companies on the Net, but it is also true that the greatest opportunities to obtain credit are loans to bad payers and complained in 24 hours online : how to make sure we are facing a secure loan? The elements to keep always in mind and that must be checked before signing any contract are:
- The contractual information
- Financial terms and conditions of the loan report
- The company name, address and registration number in the register of financial intermediaries of the company in question that grants the loan
- All other contact information.
Only if you are sure of being in front of reliable financial institutions then you can consider to stipulate the contract, if something does not come back and generates doubts about the reliability of the society with which you are interacting better to let go to avoid more serious problems.
Loans in 24 hours: are they convenient?
Normally this type of financing would be considered convenient up to a certain point, since the speed of delivery does not on the other hand entail a really attractive interest rate, quite the opposite. But when one finds oneself in the delicate situation of being registered in the Crif archive of bad payers or in that of protests, these loans in 24 hours provided under the conditions that we have described often represent the only way of obtaining a capital, however small and a high rate. Depending on the degree of urgency in obtaining a sum of money, consider whether to entrust yourself to an institution that provides credit services of this type, do not disregard anyway the opportunity to have more quotes issued to you to understand which is the most advantageous offer also within this restricted area.